What Is Seasonal and Vacation Property Insurance?
For your convenience, you can choose a prepackaged policy or customize a policy to meet your specific situation. We don’t even require that you insure your primary residence with us in order to cover your seasonal or vacation secondary property.
Seasonal Home coverages and settlement options:
Comprehensive Property Coverage
Actual Cash Value (Partial Loss)
In the event of a partial loss by an insured peril (like if a hail storm breaks a few windows), this covers the cost to replace or repair your damaged property, with a deduction for depreciation and minus any applicable deductible.
Purchase optional Replacement Cost coverage and receive a settlement that reflects the cost to replace the damaged property with new property of comparable material and quality, without any deduction for depreciation.
We also offer options for:
- Replacement Cost coverage on Personal Property
- High Liability Limits
Contact an Agent and Get a Quote
Cover your seasonal or vacation home, and everything you love about it, with a specialized policy that offers you the coverage you want. Get a quote today, or contact your local agent for more information.