Premier Whole Life Insurance
Looking for a life insurance1 policy that can help you meet a variety of financial goals? Premier Whole Life combines level premiums and guaranteed cash values with our highest level of
Whole Life protection for your loved ones.
What is Premier Whole Life Insurance?
A Premier Whole Life2 policy offers the face amounts you want and consistent premiums that will not change for the life of the insured. Beyond that, it combines the cash value guarantees found in traditional Whole Life insurance policies with the option to add several riders3 (at the time the policy is issued) to customize the coverage to your needs.
Features of a Premier Whole Life policy:
- Higher face amounts than our other Whole Life products for most financial needs
- Guaranteed cash value accumulation that may be accessed tax-free4
- Level premiums guaranteed not to increase for as long as the policy is in force
- Multi-line discounts5
How Premier Whole Life can help you
Helping secure the future today
Make the smart choice
A Premier Whole Life Insurance policy can help you plan and prepare for your financial future by providing one of our highest levels of coverage. Whole Life policies build cash value that the policy owner may use during the insured’s lifetime and premiums are level and guaranteed for the life of the policy. Talk to a agent or get a quote now to see how Premier Whole Life Insurance can benefit you throughout your lifetime.
2 Policy form 1995-112 or applicable state variation. Premier Endowment at age 100 and Juvenile Premier Endowment at Age 100 – IN and PA.
3 Riders available at an additional charge.
4 For informational purposes only. Neither Yogi Insurance Company, its employees nor its Agents provide legal or tax advice. Always consult your own attorney, accountant or tax adviser as to the legal, financial or tax consequences and advice on any particular transaction.
Distributions from a life insurance policy in the character of partial surrenders (withdrawals) up to basis or policy loans will be income tax- free, provided the policy does not violate Modified Endowment Contract (MEC) guidelines and the policy is not terminated during the lifetime of the insured. MEC guidelines are rules in the Internal Revenue Code which specify maximum premiums that can be paid without triggering adverse tax consequences for withdrawals. A policy termination during the life of the insured can cause the owner a single taxable event for any gains in the policy that were borrowed or withdrawn on or before the termination date.
7 Policy loans and withdrawals will reduce cash value and death benefit. Policy loans are subject to interest charges. If your policy is a modified endowment contract, loans and withdrawals may be subject to taxes and penalties.